Time moves quickly, and opportunity doesn't wait. The world is shifting fast — and those who adapt with skill and vision will lead it. Don’t watch it happen. Be the reason it happens. Welcome to Cognitruz LLC, where your learning journey begins with curiosity, determination, and a shared sense of possibility. We’re more than just an online education platform—we’re a vibrant, supportive community built for individuals who are passionate about leveling up their skills and transforming their futures. Whether you’re looking to pivot careers, deepen your expertise, or simply learn something new for the joy of it, you’ve come to the right place. Each course and masterclass we offer is designed with care, built by experienced educators and forward-thinking professionals who understand the needs of busy, motivated learners like you. As you settle into your chosen course or masterclass, we want you to feel at home here. Explore our digital lessons at your own pace during your access period, revisit concepts while your enrollment is active, and enjoy the flexibility of a structure that fits your lifestyle. We believe learning should be engaging, empowering, and enriching—and that’s exactly what we strive to provide. You’re not just joining a course or masterclass; you’re unlocking a structured learning journey with on-demand video lessons designed for progress. We understand that embarking on any learning experience involves a mix of excitement and questions. That’s why we aim to be as transparent and supportive as possible in how we guide you. These Terms of Service and Privacy Policy are simply our way of providing you with clarity and confidence as you begin this important endeavor. We encourage you to read through them carefully, not just because they are essential, but because they help set the tone for a respectful, enriching relationship between you and our learning platform www.cognitruz.com. So take a deep breath, lean into your goals, and get ready to unlock the potential you’ve always had. Whether you're here for a single course or a full self-paced masterclass, know that your growth matters—to us, to your future, and to the wider world you’re preparing to impact. To help you get the most out of your experience with clarity and confidence, the following Terms of Service and Privacy Policy will outline how we work together—and by moving forward, you acknowledge and agree to them. Agreement Overview By using, purchasing, or accessing any course, bootcamp, masterclass, or digital product from Cognitruz LLC (“we,” “us,” or “our”), you agree to be legally bound by these Terms of Service and Privacy Policy (“Agreement” or “Terms”). If you are not at least 16 years of age, or if you are legally prohibited in your jurisdiction from entering into binding contracts, you may not access or use our services. This Agreement governs all interactions with our products, including trials, paid courses, paid masterclasses, and subscription-based access. If you do not agree to all of the provisions herein, you must not use our platform or purchase any of our offerings. Your continued use confirms that you have read, understood, and accepted the entirety of this Agreement. If these Terms are translated into other languages, the English version located at www.cognitruz.com/terms will prevail in the case of any conflict or ambiguity. Refund Policy 1. General Policy on Refunds All fees and payments made to Cognitruz LLC are final and non-refundable. Due to the immediate access granted to our digital products, courses, masterclasses, and associated materials upon purchase, we do not provide refunds or credits for any fees charged, including but not limited to setup fees and subscription fees. 2. Refund Window The window for requesting a refund is zero (0) days from the date of the original purchase. 3. Nature of Digital Services & Waiver of Withdrawal Right Our services consist of digital content not supplied on a tangible medium. By purchasing any product on www.cognitruz.com, you expressly agree and consent that we may begin the supply of the digital content (i.e., grant you access) immediately upon your purchase. You acknowledge that by giving this consent, you lose your legal right to withdraw from the purchase under applicable consumer protection laws in your jurisdiction. 4. Subscription-Specific Terms Your purchase initiates a service period, beginning with a 3-day trial. The setup fee for this trial is non-refundable. Upon the automatic conversion of your trial to a paid monthly subscription, all subsequent subscription fees are also non-refundable. Cancellation of your subscription will stop future recurring charges but does not entitle you to a refund for any fees already paid. Eligibility, Access, and Service Scope To enroll in any masterclass, bootcamp, course, or subscription, you must be at least 16 years of age and legally capable of forming binding agreements. Your purchase grants access only to the specific program selected at the time of purchase. It does not provide access to other unrelated content on our platform. Important Notice: This platform does not provide lifetime access. Access is granted exclusively through individual subscription plans, each tied to a separately purchased course or masterclass. Every subscription includes a 3-day trial period, activated upon payment of a non-refundable setup fee (which may be as low as $0.99 USD depending on current promotions) and automatically converts to a recurring monthly billing cycle unless canceled prior to trial expiration. All mentions of “access,” “purchase,” or “enrollment” refer strictly to this subscription-based access model. No subscription grants access to all platform content; each course or masterclass requires a separate purchase. Subscription Terms & Enrollment Policy By purchasing access, you acknowledge that your payment activates a strictly defined three (3) calendar day trial period. This trial begins immediately upon purchase, and a non-refundable setup fee shall be charged to your payment method. The amount of this setup fee is determined at our discretion and may be as low as $0.99 USD or higher, depending on promotions. You expressly acknowledge that unless you cancel your subscription before the expiration of this trial period, we are authorized to automatically charge your payment method for the full subscription fee to initiate a monthly recurring subscription plan. The monthly subscription fee may be $97.00 USD, $120.00 USD, or any other amount determined by our pricing structure at the time of billing. We are under no obligation to notify you before this charge occurs. All pricing decisions, including setup fees and subscription rates, are final and non-negotiable. By completing your purchase, you agree to abide by these terms and waive any right to dispute charges or initiate chargebacks based on this policy. Marketing Language Interpretations You acknowledge that marketing language such as “Unlock Everything,” “Full Access,” or “Limited Offer” is strictly related to the 3-Day Trial period and describes temporary access for evaluation purposes. It does not imply permanent access. “Trial”, “3-Day Trial”, or similar terminology refers exclusively to an access period of exactly three (3) consecutive calendar days, commencing immediately upon purchase in exchange for a non-refundable setup fee. We may present stylized statistics or outcomes for illustrative purposes. No employment, salary, or promotion guarantees are implied. Our certificate of completion is issued by Cognitruz LLC and is not conferred by a university or government body. We reserve the right to modify the design of any certificates and to label any product as a “course”, “bundle”, “masterclass,” etc., at our sole discretion. All prices are stated in U.S. Dollars (USD). Behavioral Standards and Platform Rights We may, at our sole discretion, suspend or permanently block access to any user who exhibits abusive language, false claims, or conduct we consider unacceptable. Such decisions will be based on our internal review. Consent to Communication and Cancellation By completing your purchase and checking the box stating “I accept Terms of Service and Privacy Policy”, you provide your clear and informed consent to this entire Agreement. If you wish to cancel your subscription, you must do so by contacting us via email or through your payment provider before the trial period ends. Cancellation will stop future bills but does not warrant a refund for the current period or any past charges, as per our Refund Policy. Course Format, Copyright, and Intellectual Property All instructional content is presented in a theoretical or explanatory format and is protected by international copyright laws. Recording, redistributing, or taking screenshots of any content is strictly prohibited and will result in immediate account termination and possible legal action. Any use of defamatory or misleading statements that harm our commercial reputation may be pursued under applicable national and international laws. Tech Bundle & Content Disclaimer Your participation in any program does not include physical goods or any guarantee regarding employment or advancement. All content is provided for educational and informational purposes only and delivers conceptual frameworks, not practical implementations or outcome-based promises. Privacy Policy We value your privacy and are committed to protecting your personal information. When you enroll or create an account, we collect details such as your name, email address, and payment information solely to deliver and support your learning experience. Your data is used to process enrollments, provide access to materials, send updates, and maintain platform security. We never sell, rent, or share your information with unaffiliated third parties for marketing purposes. All personal data is stored and transmitted using secure industry standards. You have the right to request access, correction, or deletion of your personal information at any time by contacting us through our official channels. By using our services, you consent to this Privacy Policy. Changes to Terms We may occasionally update these Terms. When such updates occur, we will notify you via email or a prominent notice on our platform. Important: These Terms of Service and Privacy Policy are binding and effective from October 22, 2025. If you do not agree with them, do not use our services. By proceeding, you confirm your full agreement to all clauses stated herein.